FedDecoded
A plain-English FOMC translator that turns Fed statements into 'what this means for your mortgage, savings, and portfolio' alerts for everyday Americans.
Retail investors and finance-curious adults who follow Fed news but not the jargon
- Real-time statement-to-plain-English translator with a 'rate hike in 25 words' headline
- Personal impact calculator (mortgage payment change, savings yield change, sectors most exposed)
- Pre-meeting briefing with consensus expectations and dissenter watch
- Post-meeting press conference summary with the three most-quoted lines
Every FOMC day drives a search spike for 'fomc meeting today' as retail investors and homeowners try to interpret what the Fed just did — the mainstream coverage is either too dense or too breezy.
'fomc meeting today' is a real recurring spike driving mainstream coverage each cycle (8/year), but audience attention concentrates around meetings, not sustained daily usage.FOMC meeting today: Fed expected to hold rates amid tariff uncertainty but internal dissent likely - MSN ↗The Fed - Federal Open Market Committee ↗
No dominant dedicated app competitor found, but the space is crowded with free alternatives: WSJ Pro Central Banking premium suite, Substack newsletters (e.g. AI in Plain English), the Fed's own materials, St. Louis Fed FRED newsletter, and ETF jargon translators — all translating dense financial language for retail users.WSJ Pro Central Banking ↗ETF Jargon Translator - Decode Financial Language Instantly ↗Sign Up for the FRED Newsletter | FRED | St. Louis Fed ↗
Will pay exists at the pro end (WSJ Pro Central Banking is a paid premium product for practitioners), but the retail target — homeowners and casual investors — is already served by abundant free coverage from mainstream outlets on FOMC day, making consumer willingness to pay weak.WSJ Pro Central Banking ↗FOMC meeting today: Fed expected to hold rates amid tariff uncertainty - MSN ↗
The Federal Reserve and its 8 yearly FOMC meetings are a permanent fixture; monetary policy decisions will keep affecting mortgages, savings and portfolios indefinitely — a durable, recurring need.The Fed - Federal Open Market Committee ↗
Trivial to build: scrape the Fed's published statement + press conference transcript and pipe through an LLM with a 'personal impact' prompt — no specialized data, model training, or compliance burden required.The Fed - Federal Open Market Committee ↗