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A small-merchant dashboard that shows a German shop or restaurant exactly how much they're paying in card fees every month, with a side-by-side comparison of accepting cash, debit, and credit so owners can decide rationally.
small German retailers and hospitality owners worried about rising card fees
- Fee calculator: plug in monthly card volume by brand and see the real blended rate after interchange + scheme fees
- Cash-vs-card simulator comparing net margin when you accept cash only vs. dual acceptance
- Alert when card-network fee schedules change (Mastercard/Visa rate-card diffs released quarterly)
- One-click export of monthly fee totals as an accounting-ready file for the Steuerberater
The same BR24 piece flags that 0.2%–2.5% per-transaction fees are a real cost — and a growing driver of the cash-vs-card debate — yet most German small merchants treat these fees as opaque monthly line items.
Bargeld's German search spike is largely driven by shop owners and consumers noticing card-fee pressure together.Card Processing Fees in Germany: 2026 Guide for Merchants & E-commerce ↗
Bank statements show fees lumped together; no small-biz SaaS in Germany specializes in card-fee optimization the way US tools like FeeWise do.Card Processing Fees in Germany: 2026 Guide for Merchants & E-commerce ↗
Small-merchant SaaS in Germany routinely pulls €20–€50/mo subscriptions; per-seat pricing for multi-location shops possible.Card Processing Fees in Germany: 2026 Guide for Merchants & E-commerce ↗
Card-fee scrutiny is becoming a multi-year regulatory and consumer concern across the EU.
Mostly a rate-card aggregator plus a calculator — straightforward small-team build.