HeirPrep
A realistic inheritance planning coach for Gen X and millennial children of boomers that estimates what you'll actually receive after taxes, debts, retirement drawdown, and charity, with conversation scripts to start the talk.
Gen X and millennial adult children of aging boomers who expect an inheritance but don't know how much or how to discuss it
- Realistic inheritance estimator that walks through gross assets, debts, retirement spending, taxes, and charitable bequests to show net-to-heirs
- Conversation starter library with prompts tailored to your family dynamics and financial situation
- Document checklist and secure family vault for wills, beneficiary lists, and account summaries shared with chosen relatives
- Pre-inheritance planning guide covering what to do 6, 12, and 24 months before you receive a windfall
Visa's Economic Insight confirms $36T will actually transfer over 20 years, far less than the $93T headline; millions of heirs are about to receive far less than they expect and most have never discussed it with their parents.
Visa Economic Insights' $36T transfer figure is corroborated across CNBC, Washington Post, Yahoo Finance and Visa's own corporate site — the trend is a real, broadly-covered macro story, not just a small HN post (5 pts).The great wealth transfer could be over $100 trillion or $36 trillion ↗The great wealth transfer reality check - Visa ↗Boomer inheritances will mostly flow to the already wealthy, study finds ↗
Kliro.ai is a direct AI-estate-planning agent competitor, and incumbent content/coaching players (Fidelity, Dunbrook, SixtyAndMe, Sachetta) already publish inheritance-conversation guidance — but almost all target the parent/estate owner, not the heir asking 'how much will I actually get?', leaving the heir-coaching angle differentiated.Kliro Inheritance Planning ↗Five ways to discuss inheritance plans with adult children ↗How to Talk to Adult Children About Inheritance and Expectations ↗
No direct pricing or willingness-to-pay evidence surfaced for an heir-facing inheritance-calculator/coaching tool; estate apps like Trust & Will/FreeWill exist but I couldn't pull their pricing in this run, and heirs (rather than estate owners paying lawyers) are an unproven payer persona.Kliro Inheritance Planning ↗How to Talk with Adult Children About Inheritance Expectations ↗
Wealth transfer is a demographics-driven, multi-decade structural trend confirmed by Visa's 20-year horizon and major-press coverage — demand will only intensify as boomer mortality events accelerate.How the Great Wealth Transfer Is Reshaping Spending | Visa ↗Boomers' massive wealth will mostly be passed down to people who are ... ↗
An after-tax/charity/retirement estimator is largely rules-of-thumb content plus a calculator and conversation scripts — buildable without regulated legal advice if framed as education, but real estate-tax modeling adds non-trivial complexity and liability risk if positioned as advice.Kliro Inheritance Planning ↗