CancelKit
Scan your inbox and bank statements, surface every recurring charge, and generate ready-to-send cancellation letters and refund requests — built for consumers tired of subscription traps and hidden fees.
consumers drowning in forgotten subscriptions, free-trial conversions and junk fees
- Connect Gmail or upload statements to detect every recurring charge in seconds
- One-click cancellation templates tailored to each service's required cancellation path
- Refund request generator that cites the NYC click-to-cancel rule and similar state laws
- Monthly savings tracker showing what you have cut and what is still silently billing you
NYC's October 1 ban is the first US rule with real teeth ($525 per violation) and the FTC is drafting a federal version — consumers who know how to invoke these rights will be the ones who actually benefit.
Rocket Money (formerly Truebill) is a major incumbent with millions of users; the HN post on NYC's subscription ban hit 486 points/236 comments, and NYC's click-to-cancel rule is actively driving news coverage, confirming strong consumer pain.Mamdani announces 'Click to Cancel' rule to rid NYC of subscription traps ↗Rocket Money (formerly Truebill) subscription manager ↗
The space is already crowded with Rocket Money, Bobby, Subby, TrackMySubs, ReSubs, PocketGuard, Monarch Money, and 50+ alternatives — most already detect recurring charges and many offer cancellation assistance; a 'generate letter' angle is a thin differentiator.Best Subscription Management Apps comparison ↗Bobby Alternatives: Top 12 Subscription Trackers ↗
Clear willingness to pay exists: Rocket Money Premium runs $6-12/mo with 'pay what you want' tiers and also takes a cut of negotiated bill savings — but the letter-generation core is more of a feature than a stand-alone product people will pay $10+/mo for.Rocket Money Pricing: What's Free vs. What's Premium? ↗Rocket Money Free vs. Premium: What's the Difference? ↗
NYC click-to-cancel and FTC draft rules create regulatory tailwind, but if laws force easy one-click cancellation, consumer demand for a third-party tool diminishes; structural subscription fatigue sustains baseline need but the regulatory 'why now' angle has an expiration date.Cancellation of Subscriptions - NYC Rules ↗NYC unveils click to cancel rule against subscription traps ↗
Gmail API + Plaid for transaction scanning plus mail-merge templates is buildable in weeks, but real cancellation execution is fragmented across App Store, Google Play, web portals, PayPal, Amazon — and actually mailing letters on a user's behalf adds legal/PO Box complexity that incumbents sidestep.Best Subscription Management Apps comparison (notes cancellation path fragmentation) ↗