FraudBack
A guided recovery assistant that helps victims of peer-to-peer payment app fraud document their case, file regulatory complaints and pursue chargebacks without a lawyer.
Cash App, Venmo, Zelle and PayPal users who just lost money to a scam and don't know what to do next
- Step-by-step intake that captures the scam timeline, screenshots, transaction IDs and the scammer's username from the victim's perspective
- Auto-generates a complaint package for your state attorney general, the CFPB, and the FTC's IdentityTheft.gov, properly addressed and formatted
- Sends you a 'next action' reminder: call your bank, freeze your credit, file an IC3 report — in the right order and within the right deadlines
- Tracks every complaint you filed and surfaces any new settlement pools or class actions you may be eligible for
The $45M Cash App settlement shows regulators are taking P2P-app fraud seriously, but the millions of victims still underreport and under-recover because the post-scam path is confusing — a product that lowers the friction to filing complaints and joining settlements is timely.
CBS News and USA Today covered the Cash App settlement with $2,500+ per claimant, driving real consumer search interest; FTC Consumer Sentinel and CFPB annual complaint reports confirm millions of fraud reports, and P2P-specific recovery guides are being published across consumer/senior sites — clear, sustained victim demand.Cash App customers can now claim more than $2,500 each in a settlement — CBS News ↗Consumer Sentinel Network Data Book 2024 — Federal Trade Commission ↗P2P Payment Apps Under Attack: How Zelle, Venmo and Cash App Scams Work — Scamwatch ↗
Searches for 'scam recovery app', 'chargeback help app', and P2P-specific guided recovery products returned no direct app competitors — only informational articles (Scamwatch) and legal-firm blogs; the 'guided-assistant' niche for filing CFPB/FTC complaints and chargebacks specifically for P2P apps appears largely open.If a P2P Payment Went Wrong: How to Recover After Zelle, Venmo or App Payment Scams — Scamwatch ↗Cash App CFPB Settlement — Cash App Help ↗
No public pricing found for a P2P-specific guided recovery product, but the Cash App $2,500+ per-claim recovery and FTC refund-tracking infrastructure show there is recoverable value; however, victims are typically cash-stressed post-scam, contingency / settlement-percentage models are unproven here, so willingness-to-pay is mixed.Cash App settlement claims can be submitted now: See if you qualify — USA Today ↗Explore Data — Federal Trade Commission ↗
CFPB publishes an annual Consumer Response report and the FTC runs the ongoing Consumer Sentinel Network — regulatory infrastructure is durable; P2P fraud is structural (authorized-push-payment problem with no federal reimbursement mandate) and the Cash App multistate AG + CFPB settlements signal sustained enforcement, keeping the category relevant for years.2024 Consumer Response Annual Report — CFPB ↗Cash App CFPB Settlement — Cash App Help ↗
No technical evidence gathered, but the product is a guided workflow/forms tool over well-documented public complaint channels (CFPB portal, FTC ReportFraud, IC3, bank dispute forms) — straightforward to build but requires keeping complaint templates current and handling sensitive victim data, so not trivial.