ClaimMine
An AI that monitors your email and purchase history to identify class action settlements you qualify for, then files the claim before the deadline.
US consumers who don't want to miss settlement money they are owed
- Connects to your email with strict privacy controls to detect promotional and legal emails from companies you have bought from
- Cross-references active class action settlements against your purchase and account history
- Auto-fills claim forms with your info and submits before deadlines
- Tracks payouts and alerts when settlement money is sent to you via check or payment apps
Class action settlements like Costco's $14M email suit are surfacing more often, but most eligible consumers never claim because they don't know or forget to act by deadlines.
Validated by incumbents: Payout claims 500,000+ downloads and 10,000+ five-star reviews; FTC-cited median claim rate is only ~9% of $42B paid in 2024, leaving billions unclaimed — confirms real consumer appetite.Best Class Action Settlement Apps 2026: Free vs Paid ↗Unclaimed Class-Action Funds Statistics 2025 ↗
Crowded space: Payout, Settlemate, Collect, Class Action Buddy, ClaimHunt, TopClassActions, ClassAction.org, and Moneypilot already serve this exact use case; the email/purchase-history AI angle is incremental, not category-defining.Settlemate - Find & Claim Class Action Settlements ↗18 Best Class Action Lawsuit Apps (Updated July 2026) ↗
Average user claim value is only $200–$800/year; Payout is 100% free and Settlemate charges a subscription but competes on price; users accustomed to free settlement finders will resist paying, and %-of-recovery model raises UPL concerns.Best Class Action Settlement Apps 2026: Free vs Paid ↗SettleMate Pricing ↗
Class actions are structural (privacy/antitrust/consumer protection suits keep growing — $42B paid in 2024 alone); the category is durable but the free, ad/lead-gen funded model is hard to disrupt.The Class Action Claim Rate Gap — Abundera Research ↗Payout - Get Paid from Class Action Settlements ↗
Core matching is solvable (settlement databases exist), but email OAuth + purchase-history ingestion is privacy-heavy, raises UPL/UDAAP risk in some states, and requires ongoing settlement-data curation — moderate, not trivial.Settlement Finder - Collect - App Store ↗Best Class Action Lawsuit Websites 2026 (Compared) ↗