ScamSpotter Academy
A training app that quizzes you with realistic scam texts in your language (fake fines, missed-parcel notices, bank alerts) and scores how often you would have fallen for them, so you build pattern recognition instead of fear.
Older adults and their adult children who want practical scam-recognition practice, not lectures
- Daily simulated scam in your local language with multiple-choice response
- Personal 'weakness profile' (which scam types fool you most)
- Family sharing: send a quiz to a parent and see their score
- Library of real anonymized scam transcripts (e.g., the Klaipėda bauda SMS)
Rising SMS scam losses across Europe are driving banks, telecoms, and consumer-protection NGOs to fund public scam-literacy programs.
ECB/EBA report documents €4.2B in EEA payment fraud in 2024 and notes fraudsters are adapting; smishing is explicitly highlighted as a rising vector — strong underlying driver behind the product.Joint EBA-ECB report on payment fraud: strong authentication remains effective, fraudsters are adapting ↗2024 Payments Threats and Fraud Trends Report ↗
PhishTested is essentially a direct US-headquartered copy of this idea (interactive family/senior quiz, scoring dashboard, paid plans) and corporate smishing simulators (SoSafe, Keepnet, CybeReady, Arsen) crowd the B2B side; German/European consumer-localized version is the differentiation, not a blank market.Phishing Quiz for Families, Teens & Seniors | PhishTested ↗Create a Smishing Simulation | SoSafe Support ↗
PhishTested and corporate tools (KnowBe4-class at $0.50–$6/user/mo) show willingness to pay exists, but free nonprofit offerings (HCSK, Verbraucherzentrale-style NGO programs) and bank/telecom-funded public campaigns compress consumer willingness to pay; B2B2C licensing is the realistic primary route.Phishing Quiz for Families, Teens & Seniors | PhishTested ↗Security Awareness Training Cost: 2026 Pricing Guide ↗
Payment-fraud landscape is a perennial, regulator-tracked problem (annual ECB/EBA reports, PSD2/PSR evolution) and smishing is an attack vector that only grows as AI-generated lures improve; structurally durable demand.PDF 2025 REPORT ON PAYMENT FRAUD - European Central Bank ↗
Quiz-app core is straightforward, but requires ongoing native-language content curation across multiple EU locales and an authentication/onboarding pattern that older adults will tolerate; the dashboard/progress features shown by PhishTested indicate the build is moderate, not trivial.Phishing Quiz for Families, Teens & Seniors | PhishTested ↗